Car Accident

We woke up to a big snow storm on February 25th. I left for school early, knowing that traffic would be slow due to the slick roads. The roads were even worse than I had first thought, so I was only going about 5-10 mph. As I came up to the stop sign at the end of the road, I knew that I would have to stop early. I tried to slow down several yards ahead, but not only was the car not stopping, it wasn't even slowing. The street that ran perpendicular to ours was a major road and the intersection was right next to a grade school, so I wasn't surprised to see a minivan coming straight at me.

The van was only going about 20 mph, but I could see from the look on the driver's face that she had no control over her vehicle. I turned my car toward the shoulder of the road to lessen the impact, but the front of the van still hit the front of my car,

then fish tailed and hit the back of my car.

It then slid across the oncoming lane, through a fence,

through another fence and a hedge,

then hit a railroad tie, broke its back axle, and came to a rest in a flower garden after having driven through two yards.

The police determined that nobody was "at fault" due to severe weather conditions and didn't give any inattentive or reckless driving tickets. I think the fact that both officers slipped on the road and fell on their behinds helped my cause. However, according to the insurance agencies, someone had to be at fault. And of course, since I was the one who didn't stop at the stop sign, my insurance shouldered the cost. Thank goodness I had full coverage on the Hyundai! Costs of repair to just our car was almost $6900. The car was in the shop for over a month! The van was totaled due to the broken axle. I didn't get an exact figure on the cost to replace the van or on the property damage for the yards, but they told me the total figure came to over $10,000. Although the deductible was $500 we didn't have, we happily paid it, knowing that it could have been a lot worse.